Planning Your Financial Future

Approaching Retirement

Planning Your Financial Future

During your working years, you had a financial plan for putting away money to help you reach retirement. Now that you're there, you'll need a well-thought-out strategy to help make your assets last throughout your retirement.

Approaching retirement?

As you approach retirement, you'll need to make important decisions and begin taking action to ensure you're ready to retire. Consider the following questions:

  • Are you financially ready to retire?
  • How can you take advantage of ways to save more?
  • What steps are needed to create a retirement income and portfolio strategy to make the most of your retirement assets?
  • Do you have an understanding of how health care and Social Security will impact your expenses and income strategy in retirement?

    Fidelity solutions

  • In the Getting Ready to Retire section on NetBenefits you'll find information on these and other retirement planning issues

Living on retirement income

Once you're living in retirement, your primary financial concern is to protect your assets and make your money last. You'll need to take the following actions:

  • Position your portfolio to help generate income.
  • Create a strategy to help manage retirement income.
  • Develop an easy-to-follow schedule for actively managing your portfolio.

    Fidelity solutions

  • In the Living in Retirement section on NetBenefits, you'll find information to help you understand the steps needed to make your retirement income last.
Learn more

Related Topics & Resources

  • Fidelity's NetBenefits. Find interesting and helpful information on how to save for your future needs in the e-Learning catalog, on demand pre-recorded sessions for various 401(k) topics and live webinar workshops.
  • Health Savings Account as a Retirement Tool? Did you know that the money in your HSA can be used to pay for qualified medical expenses during retirement? You never lose your money – your unused balance keeps rolling over from year to year, whether you leave ADI or leave the plan. You get the triple tax advantage of tax-free savings, tax-free earnings, and tax-free withdrawals as long as you use your HSA money to pay for eligible health care expenses.

Want Help?

Call a Fidelity Workplace Planning and Guidance Consultant at 1-888-234-7300 from 8:30 am - 8:00 pm EST to review your goals and progress – and identify next steps you can take today – to help ensure that you are on track for your retirement.

If you prefer, you can instant message a representative on the NetBenefits site.