Deciding on Your Medical Coverage - Your medical coverage decision is one of the most important ones you make as an Analog employee. Get information to help you decide on the best medical coverage for you and your family. In particular, learn how the ADI Saver Plan with HSA and the company contribution to a Health Savings Account (HSA) can save you money and increase your flexibility in how you pay for your healthcare.
Choose from two UnitedHealthcare (UHC) plans – the ADI Network Only plan (HMO type) and the ADI Saver Plan with HSA plan, a qualified High Deductible Health Plan. Employees in California and in the Northwest also have the option of – Kaiser California (Northern California and Southern California) and Kaiser NW. And, if you have coverage through another plan, for example your spouse's employer's plan, you can elect the Medical Waiver option and receive cash in your paycheck.
So how do you decide which plan is best for you and your family? Ultimately the choice is yours and depends on your personal situation.
At a high level, the two UHC Plans are similar because:
But the plans are very different in these ways:
When you think about which plan might be best for you and your family, consider: